Garland Gay

Registered Representative

Ms. Gay advises clients on debt and equity financings, restructurings, and sell- and buy-side M&A transactions. Her expertise is in developing fundamental financial analysis, including 13-week cash flows, three-statement integrated financial models, DIP forecasts, sensitizing financial performance based on key variables, and supporting M&A transactions and valuations, all in support of operational and/or financial restructurings. She has worked closely with company owners, management teams, private equity groups, lenders and investors across a broad range of industries.

Prior to joining Carl Marks, Ms. Gay served as an associate at Chiron Financial where she supported the marketing and execution of financings, M&A transactions, and financial advisory engagements. Previously, Ms. Gay was a Senior Financial Analyst with Signal Funding LLC, a litigation
finance startup, where she was responsible for the development and ownership of revenue and cash flow forecasting, product costing models and reports. She also managed the day-to-day cash flows of the company and trained new employees. In addition, Ms. Gay is founder of a consulting practice that provides financial analysis, modeling, and operational services to early stage ventures and lower middle market companies.

Ms. Gay holds a BBA and a MS in Finance from the University of Texas at Austin. She is a FINRA Registered Representative. She is proficient in Spanish.